
If you want to save money, how can you not even reduce the cost? Japanese Convention and Convention YouTuber's ultimate simplicity Takeru (Miñマリスト Takeru) shares in "PRESIDENT WOMAN Online" how to abandon unnecessary items and allow assets to accumulate gradually without knowing it. His experience reveals: "If you abandon items, you are actually increasing your wealth."
Takeru pointed out that in the past 10 years of extremely simple life, we have continued to lose things and abandoned items, and it turned out that money was becoming easier to save. "As long as you lose something, the money will increase." This way of convention may be the ultimate financial skills that extremely simple people can understand.
He shared several items that really increased their savings after he was abandoned. In his opinion, these items are "nothing and not going to cause trouble for life" and "save a lot of expenses after leaving them." Or maybe there are many things in everyone's home that can actually be missed. You can measure it yourself: Are these things worth continuing to occupy your space and money? Or should I let go, give the space to life and give myself resources.
Why does losing things make money more?Before entering the topic, we first review two key concepts:
1. Reduce waste and reduce living costsWhile abandoning items, it is also a reflection on past misconsumptions. If those money was spent on things that could generate profits at that time, they might have accumulated a lot of assets. Through exclusion, it can effectively suppress impulse shopping and naturally reduce the cost of living.
2. Exclude time thieves and create money-making timeItems not only occupy space, but also steal time. If there are fewer things, you can sweep quickly and find things quickly. The time saved in the holiday can be used to invest in yourself, learn or work, and naturally increase income.
Items that can be saved after leaving{twenty three} {twenty four}
1. Regarding "money" nuisanceIn the past, Takeru used a full-packed money bag, which was filled with receipts, invoices, credit cards, number cards, coupons and various diagnosis cards. The bank account also opened more than 5, resulting in confusion in cash flow and difficulty in recording.
So he began to simplify money management: only one credit card is left, the money bag is abandoned, and instead uses a mobile phone case with a card slot, put it in a credit card, health insurance card, license and identity certificate,
no longer use point cards and coupons, and bank account shrinks to 3: one to provide urgent life reserves, one to use daily expenses, and another to connect investment account. In addition, the account is managed using the APP, and each receipt and expenditure are entered immediately to avoid missed.
The result of this implementation is that "unidentified expenditure" and "unintentional consumption" disappear completely, and the capital flow is clear at a glance.
The current smart phone functions are comparable to those of a bin box. Some items that originally needed to be purchased additionally can be abandoned:
indoor telephone, notebook, watch, clock, map, dictionary, computer, music player, TV, notebook, radio, food books, etc.
also include: cameras, photo albums, calendars, kitchen timers, computers, newspapers, folders, cash bags, card cards, etc.
Buying these things over the long term, saving at least thousands or even tens of thousands of yuan. Now, you can live a convenient life with just one mobile phone.
3. Chinese and unreal decoration objectsTakeru once bought various decoration goods in order to build a tasteful room, such as: interlocking lighting, carpets, pillows, vases, hangings, glasses, fragrance scenting utensils, plantings, squids, and so on. But he gradually discovered that he did not have that kind of beauty in his appearance, and these items just made the space complicated.
At this time, I realized that it is better to let the room go back to its simpler than to stack decorations. Just like a hotel and an art museum, the true beauty lies in leaving blank space and order, and realizing "reducing the aesthetics". After leaving the decoration, you will feel refreshed and relaxed, and the clean swipe will become much easier.
In the past, Takeru has more than 100 clothes, more than 10 shoes, various watches, ink glasses, leather straps, rings and other accessories; but this kind of pursuit of dressing is endless, resulting in a burst of sales and a difficult and time-consuming outfit.
So he made a change. All clothing was mainly based on the average brand UNIQLO. 10 pieces were fixed throughout the year, only 1 pair of shoes were retained, and after leaving the office, all the clothing was also processed and only wedding rings were left for all the accessories.
Nowadays, his clothes are comfortable and comfortable, and they don't bother to match. They make shopping simple. They wear their favorite clothes every day. In some years, they don't even buy clothes at all. The annual dressing fee is 0 yuan. Even if they need to change to buy new clothes, it only costs about 10,000 days (about NT$2,100), which saves money and has amazing results.